Homeownership Should Be Possible for Every Family.
We built HomeDollars™ because the path to owning a home felt broken — too expensive, too confusing, and too far out of reach for everyday families. We're here to change that.
Why We Exist
For most families, a down payment is the single biggest barrier between renting and owning. It's not that people can't afford a mortgage — it's that saving $30,000, $40,000, or $60,000 upfront feels impossible when you're also paying rent, raising kids, and just living your life.
We asked a simple question: what if the money you're already spending — on groceries, clothes, electronics, home goods — could quietly build your down payment at the same time? What if your everyday shopping worked for you instead of just for the stores?
That's Homedollars. We connect your shopping at your favorite brands to your savings and investment accounts to stack every available funding stream — cash back, employer contributions, government programs, family gifts — and put you on a clear, measurable path to your front door.
What We Stand For
Homeownership for Everyone
We believe owning a home shouldn't be a privilege reserved for the wealthy. Every working family deserves a real shot at building equity and stability.
Radical Transparency
No hidden fees. No points games. No fine print. Your cash back goes directly into your own savings and/or investment accounts — we never hold your money.
Automatic by Design
The best savings and invest plan are ones you don't have to think about. We built Homedollars to work in the background while you live your life.
Aligned Incentives
Partner brands help fund cash rewards to help you reach your goals. That means your favorite brands help us help you succeed.
Ready to Start Your Journey Home?
Join free today. No credit card, no fees — just a clear path to your down payment.