Turn Everyday Shopping, Saving and Investing Into Your Dream Home.
HomeDollars™ automatically builds your down payment fund from five powerful streams — shopping cash back, monthly deposits to savings, monthly deposits to investments, employer contributions, and gifts from loved ones.
HomeDollars™ Downpayment Builder
Adjust the sliders to match your situation and watch your fund build in real time.
Avg. earned at partner stores
High-yield savings account (4% APY)
Index fund account (~7% APY)
Many employers match or contribute
Share your fund link
Monthly total
$735/mo
Time to $40,000
4.6 yrs
From First Purchase to Front Door
Three simple steps stand between you and homeownership.
Join Free & Set Your Goal
Create your account in 2 minutes. Tell us your target down payment and connect your bank account. We'll build your personalized savings plan.
Shop, Save & Grow
Shop at partner stores to earn cash back. Set up monthly deposits to savings and investments. Invite your employer. Let family contribute. Every stream adds up.
Buy Your Home
Hit your goal and we connect you with mortgage partners who find the right loan for your family. We're with you from first purchase to closing day.
Everything You Need to Own a Home
One platform. Five funding streams. A clear path to your front door.
Shop & Earn Cash Back
Earn 1–25% cash back at 1,200+ partner stores using any payment method you already have — credit, debit, Apple Pay, Google Pay, or BNPL.
Monthly Savings Deposits
Set a monthly amount and it flows automatically into your high-yield savings account (4% APY) — liquid, FDIC-insured, and growing every month.
Monthly Investment Deposits
Grow your down payment faster with automatic monthly deposits into an index fund investment account earning an average of ~7% annually.
Employer Contributions
Invite your employer to contribute to your fund as a benefit. Many companies offer homeownership assistance — we make it easy to collect it.
Gifts from Loved Ones
Share your fund link with family and friends. They can contribute directly to your down payment for birthdays, holidays, or just because.
Real Estate Agent & Mortgage Matching
When you hit your goal, our real estate and mortgage partners help you find the right house and loan, navigate the process, and close on your family's home.
Your Home Is Closer Than You Think.
Start building your down payment today — from your everyday shopping, saving, and investing.
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